Credy is an Android application that offers quick money loans when you need them the most. Developed for the Indian market, this service only operates in Bangalore, Chennai, Hyderabad, Mumbai and Pune.
Credy offers a modern contactless way to quickly borrow some money, just like its direct competitor Money View Loans. The process is entirely digital and does not require you to visit a bank branch office. Moreover, there are no credit history checks. Therefore, the app can be suitable for people who found themselves in a difficult financial situation, even if not for the first time.
However, before applying, clients should confirm their identity and address by uploading Aadhaar card. Additionally, you should provide a bank statement to verify your salary. The decision regarding your credit will be made by the system automatically. The process usually takes no longer than a few minutes.
Credy offers several convenient programs depending on your salary, amount of money you borrow and payment period. The tech instantly calculates your equivalent monthly installment. In case you take another loan, there is no need to track them separately. The application will update your current plan with additional data to form a single EMI.
- ability to quickly get cash with zero physical contact;
- flexible loan conditions depending on your financial situation;
- the app is free to download;
- compatible with current Android versions.